Building Wealth in a Changing World: Bitcoin, Money Markets, or Savings Accounts?

Hey there! Let’s talk about something we all know we should do, but often don’t get around to—saving money. Whether it’s for emergencies, that dream house, or a cushy retirement, saving is key. But the question is: where should you save?

The good old savings account? A money market fund? Or should you take a leap into Bitcoin and cryptocurrencies? Let’s break it down, weigh the options, and figure out which path leads to not just security, but real wealth—especially for us here in Nigeria Continue reading

How Blockchain Transforms Financing for SMEs in Nigeria

Introduction

Blockchain technology is creating waves in the global financial sector, offering secure, transparent, and decentralized solutions. While blockchain has primarily been associated with cryptocurrencies, its broader potential in financial services is transformative, especially for small and medium-sized enterprises (SMEs) and micro, small, and medium-sized enterprises (MSMEs). In Nigeria, where SMEs and MSMEs play a vital role in the economy, blockchain could be a game-changer in addressing one Continue reading

Why Your Business Will Succeed – Conclusion

Part One

In a nutshell, for every Naira and Kobo you earn and expend, do you have the record of it in a journal? If we take the position of, “oh it’s just a one-man business when we expand we would do it”. We have set ourselves up to fail. James Clear aptly captures it this way when he said, “Breakthrough moments are often the result of many previous actions, which build up the potential required to unleash a major change”. If previous actions build up the potential for a breakthrough, so also would previous inactions build up the potential for a major unchanged…NOTHINGNESS.

Growing up, my Mum had a Chemist Shop, (She is a Trained Nurse) and she ensured for Continue reading

Why Your Business Will Succeed

Someone is sitting in the shade today because someone planted a tree a long time ago”…Warren Buffet

What is a Business?

According to Business Dictionary, it is defined as, “An organization or economic system where goods and services are exchanged for one another or for money. Every business requires some form of investment and enough customers to whom its output can be sold on a consistent basis in order to make a profit”. http://www.businessdictionary.com/definition/business.html

It was also defined as,” A business is defined as an organization or enterprising entity engaged in commercial, industrial, or professional activities. Businesses can be for-profit entities or non-profit organizations that operate to fulfill a charitable mission or further a social cause”. https://www.investopedia.com/terms/b/business.asp

So you are doing business once you exchange value for money right? Either service or goods, once it’s exchanged you are a businessman or woman. So what is left is to define Continue reading

Join the 40 Days Ruzu Campaign

76% of Nigeria’s Internet traffic happens on Mobile, the highest in the world. This means if we are not strong on mobile advertising, we are missing out big.

Everyday, someone new excitedly leaves computer village with a new android phone and joins the growing community of mobile Internet users. He gets engaged using platforms such as Whatsapp, Facebook, BBM, Instagram, LinkedIn, Twitter and the likes.
Continue reading