Hey there! Let’s talk about something we all know we should do, but often don’t get around to—saving money. Whether it’s for emergencies, that dream house, or a cushy retirement, saving is key. But the question is: where should you save?
The good old savings account? A money market fund? Or should you take a leap into Bitcoin and cryptocurrencies? Let’s break it down, weigh the options, and figure out which path leads to not just security, but real wealth—especially for us here in Nigeria Continue reading
Business Ethics
How Blockchain Transforms Financing for SMEs in Nigeria
Introduction
Blockchain technology is creating waves in the global financial sector, offering secure, transparent, and decentralized solutions. While blockchain has primarily been associated with cryptocurrencies, its broader potential in financial services is transformative, especially for small and medium-sized enterprises (SMEs) and micro, small, and medium-sized enterprises (MSMEs). In Nigeria, where SMEs and MSMEs play a vital role in the economy, blockchain could be a game-changer in addressing one Continue reading
Who is a Customer? Understanding the Core of Business, Governance, and Public Service in Nigeria
When we consider customers, we often think of individuals paying for goods or services, but the reality is far more profound. Customers are the lifeblood of any business, and in a broader sense, citizens are the customers of the government. In both contexts, the satisfaction—or dissatisfaction—of customers shapes the future of businesses and governments alike. Elections, for example, are a form of customer service appraisal for politicians, just as feedback surveys are for businesses. By diving into customer experiences and connecting them to governance, we can better Continue reading
Relentless Pursuit – Striving for Excellence In The Face Of Adversity
By Bernard Parah
Scourge of Discipline
“Certainly, my father and I need to have a conversation. This woman cannot be my real mother.” I was sitting outside under a wooden pole that connected power into our compound. Throwback months before this beating I climbed the fence in an attempt to reconnect our power after going to the NEPA office to argue with them about how the electricity bill they gave us isn’t correct. We had just learnt about kilowatts, electricity and energy. I recall constantly pouring kerosene at the back of the house so we can Continue reading
Do you need a business loan?
The one thing that ties businesses…whether MSME. SME, Corporate, Multinationals and individuals together is a loan.
It is a unifying force that defies any logic you may want to push forward or narrative. Continue reading
Baby Steps in Starting your Business
You want to run your business? Be your own boss? Or you are simply tired of saying yes sir yes ma (in the real sense, you aren’t going to be tired for you will say it to your customers…lol) and you want to try something out.
The first thing most people do is to just think of an idea, jump into it and run. While that s good, what is expedient is the sustainability of that idea and Continue reading
Perception and Attitudes for a Successful Business Entity
All our knowledge has its origins in our perceptions.
Leonardo da Vinci
There is a perception and attitude to work that encourages and drives productivity and there is that drives negativity and poor work ethics.
The key question, what is your focus in business? Profit? Adding Value? Following the grind?
BUILDING COMPETENCE IN YOUR BUSINESS – A FOOTBALL ANALOGY
Every business starts with an idea and a vision for profitability and sustainability. Sustaining and remaining profitable is not only a skill that the business person must have, it must reflect in the competency of the people on his team, and also his own competence to spot competent hands and position them rightly.
BUSINESS ACCOUNTABILITY
This last December 2020, I travelled with my family to spend the Christmas with my Mum as I usually do. It’s always a special experience for me and a time to bond with my siblings and take a break essentially from the hustle and bustle of Lagos, especially the traffic…but sadly Ibadan is wearing that traffic cap of Lagos now.
Not about Entitlement, but Honour
What is entitlement all about? How does one feel entitle to something? Is it normal, out of place or misplaced?
According to Oxford Dictionary, entitlement is defined as “the belief that one is Continue reading